Owning a boat is a lot of fun. But it’s also an investment. Boat insurance keeps both safe.
Red Rock Insurance can add some peace of mind to your summer plans. Our seasoned agents can build a personalized boat insurance policy that keeps you prepared on the waterways. Yet some boat owners don’t take full advantage of these benefits.
Here are five facts about boat insurance:
Boat insurance can cover any watercraft.
Boat insurance is a specialized policy that applies to all motorized watercraft. Each policy will vary. Yet most plans will shield against damage, destruction, or loss from collision or comprehensive coverage.
But the benefits go much further.
Don’t let its name fool you. Boat insurance doesn’t just cover boats. These policies protect those onboard too. Boat insurance shields you, your family, and your guests. This is achieved through liability, specifically bodily injury and property damage coverage.
Boat insurance isn’t required in Las Vegas, NV
Like most other states, boat insurance isn’t mandated in Nevada. But it’s encouraged. The pros of having boat insurance far outweigh the risks of going without it.
Boats aren’t likely covered by other plans.
Homeowners policies can offer some coverage, yet these are often limited. Don’t assume you’re safe. In reality, a dedicated boat insurance plan is the only way to ensure protection.
Boat insurance isn’t seasonal.
Boat insurance isn’t just a summer expense. Accidents and disasters can happen all year, even in storage. Don’t fall into this trap by letting your policy lapse in the winter.
Contact Us Today
Red Rock Insurance in Las Vegas, NV wants to ensure your summer plans stay afloat. With a dedicated boat insurance policy, you can cruise the waterways safely and securely. Schedule an appointment today.