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Red Rock Insurance

2760 Lake Sahara Dr. Ste 100
Las Vegas, NV 89117

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I have adequate business insurance. Is umbrella coverage needed as well?

Enhancing Business Coverage with Umbrella Insurance

As a business owner, you might wonder how much and what kind of insurance is necessary. Finding your way through business insurance can be challenging, especially if an incident occurs that breaches the policy’s limits. In such unexpected events, having additional measures like umbrella insurance can be a boon. At Red Rock, our insurance team is dedicated to helping Las Vegas, NV, business owners find the right coverage.

What is umbrella insurance?

Umbrella insurance serves as a secondary layer of insurance. It can cover the excess amount once your primary business insurance policy’s maximum limits are exhausted. In certain cases where your primary policy doesn’t cover an incident, umbrella insurance acts as the primary coverage. This additional coverage expands the limits of your primary insurance policy, offering further financial protection. If your primary insurance doesn’t cover a particular incident, umbrella insurance often handles circumstances not covered by your primary policy.

Do I need umbrella coverage if I already have ample business insurance?

Umbrella insurance provides an additional layer of asset protection. Umbrella insurance can be very beneficial if you’re concerned about protecting your assets. We can’t predict future mishaps. Any unforeseen incident could significantly impact your business, especially if it stretches the limits of your insurance policy. Umbrella insurance ensures a second level of coverage for your business.

One of our Red Rock insurance agents can help you explore your options and address any questions you have about umbrella insurance. Give us a call; we’re ready to assist you.

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