Motorcycle Insurance in Nevada
Whether you are riding your motorcycle for the first time or have been a veteran rider for years, having proper motorcycle insurance is one of the most significant steps you can take to protect yourself and other motorists. The Nevada government requires you to have the minimum liability coverage to ensure you are financially responsible in case of an accident. Red Rock Insurance recommends adding other critical coverages for additional protection. So, what does motorcycle insurance cover in Las Vegas, NV? And who needs to buy this policy? Read on to find out.
Motorcycle insurance basics
Motorcycle insurance is a type of policy designed to protect you against financial losses if you’re involved in an accident. The policy comes with many optional coverages, some of which you may need. You can speak to an insurance advisor to help you understand your needs and what coverages to buy.
What does it cover?
Motorcycle insurance coverages include:
- Bodily injury liability
- Property damage liability
- Comprehensive coverage
- Collision coverage
- Uninsured/underinsured motorist
- Customized motorcycle parts coverage
Do you need motorcycle insurance?
Yes. You need to have minimum liability coverage for riding a motorbike in Nevada. However, that doesn’t mean you should stop at liability. Remember, riding a motorcycle leaves you exposed to all kinds of dangers, and you’re likely to sustain fatal injuries if you are hit by an oncoming vehicle. That’s why you need to wear protective clothing aside from carrying enough insurance to meet all your needs.
How much should you buy?
The amount of motorcycle insurance you can buy depends on how frequently you use your bike and other factors. Your insurance company may also want to know about your age, bike model, the age of the motorcycle, where you live, and how you use the bike. Remember to remain truthful as any false information can lead to fines and policy cancellation.Ride safely on Las Vegas, NV roads with the right amount of motorcycle insurance. Red Rock Insurance can help you find a policy that matches your needs and budget. Call us today!