Click to Call
Red Rock Insurance

2760 Lake Sahara Dr. Ste 100
Las Vegas, NV 89117

Get Directions

How Condo Insurance Works

If you are a condo owner, it’s necessary to always have condo insurance to protect your investment and your finances. Condo insurance is an important type of protection that you need in order to pay for damage and other problems that can cost you a lot. There are several types of coverage that are all rolled together into one policy for you and your condo.

To get your condo insurance, call us at Red Rock Insurance in Las Vegas, NV.

Condo Coverage: What You Need To Know

It Protects Your Home

When you have condo insurance, it provides excellent protection for your home. It covers only the portions of the building that you own and excludes areas you don’t such as the outer portion of the outer walls. When you have condo insurance, it protects you against a wide range of potential risks that can damage your home. When something happens that damages it, your condo insurance can pay for you to get it repaired so that you can get your home back to its normal condition. 

It Provides Protection for Your Belongings

This insurance is also important because it pays for you to replace your belongings if they are ruined in a damaging event. This can save you an enormous amount of money on getting items replaced after a serious incident has happened. 

It Pays for Your Liability

When you have condo insurance, it covers you when you are liable for an accident. If a third party had a serious accident in your home that left them with injuries, your condo insurance would pay for their medical bills so that you wouldn’t have to. 

Cover Your Condo

If you own a condo and don’t have insurance for it, there’s no time to lose. Call us right away at Red Rock Insurance in Las Vegas, NV to get started. 

Ways Condo Insurance Can Protect You

Similar to homeowners insurance in Las Vegas, NV, condo insurance protects you against damage to your dwelling, personal property, provides liability coverage, and more. However, there is a slight difference in coverage options and how much coverage you need when buying condo insurance. The agents at Red Rock Insurance understand your needs to insure your condominium and can help explain the difference between condo insurance and homeowners insurance. 

Here are some ways condo insurance can protect you: 

Building Property Insurance

Your condo insurance policy covers the interior of your condo, including walls, flooring, cabinets, bath fixtures, and more. These items are protected against damage caused by perils listed in your policy. Some covered risks include lightning strikes, storm damage, water damage from leaky pipes, and wind damage. 

Liability Insurance

Your condo insurance in Las Vegas, NV can protect you against accidental injuries that may happen when you have company over. When someone who does not live in your condo gets injured while in your unit, your liability insurance coverage helps pay for medical expenses and other costs associated with their injury. Your liability insurance coverage also pays for repair or replacement when someone else’s property is damaged by your doing.

Personal Property Insurance

Your condo insurance policy covers your belongings if they are stolen or damaged by a covered event. Property insurance pays for the cost associated with the repair or replacement of your personal property. Items covered include clothing, jewelry, electronics, furniture, artwork, etc. 

If you have questions about why you need condo insurance, reach out to the agents at Red Rock Insurance today. Our experts can help you determine if you need condo insurance and which policy is the best for your needs. 

Partner Carriers


  • Advantage Auto
  • Badger Mutual
  • Mercury
  • Progressive
  • Safeco
  • The Hartford
  • Travelers