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Red Rock Insurance

2760 Lake Sahara Dr. Ste 100
Las Vegas, NV 89117

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How Whole Life Insurance Works

When you want to leave something behind when you’re gone, you need to have a life insurance policy. When you are interested in getting life insurance, there are two basic choices- whole life and term life. A whole life policy works very differently from a term life policy. There are many benefits that whole life policies come with, and this has made them highly popular. When you want a life insurance policy, call us at Red Rock Insurance in Las Vegas, NV.

Extensive Coverage

When you get a term life policy, it’s made to be active for just a single term of time. This is far different from a whole life policy. Whole life stays good for the rest of your life. No matter what age you reach, this insurance will be in force for as long as you pay for it. If you keep up the premium payment, the policy can’t be canceled. Even the insurance company can’t cancel it. You can expect coverage for your whole life. Many people choose this type of policy because they don’t want to be left without insurance at the end of a term. 

Cash Value

As you continue to pay your premiums, the insurance company invests those funds and makes a profit from them. A small part of that profit is eventually used to create a cash value for your policy. When you have a cash value built up, you are able to borrow that amount of money if you ever need to. This can be very helpful if you have a financial emergency. 

Get a Whole Life Policy

When you want to be covered for the rest of your life, you need a whole life policy. Call us today at Red Rock Insurance in Las Vegas, NV to find out more.

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