Taking your boat into the ocean is the break you need from the daily stress of life. There’s nothing more soothing than floating along open water with gorgeous sunsets and a gentle breeze. Unless, of course, you find yourself stranded and realize you don’t have insurance coverage.
Learn about boat/watercraft insurance before you hit the water.
Expanded Geographical Boundaries
Some insurance policies specifically state how far you can go in your boat and still have coverage. Companies may not provide assistance or services, such as fuel delivery, beyond those boundaries. Ask an agent at Red Rock Insurance if you’ll still have coverage in the ocean before you leave the Las Vegas, NV, area.
International Coverage
Most boat/watercraft policies are designed to cover you in American waters. Some may extend to waters near Canada or Mexico that are still close to American soil. Once you hit international waters, you need international coverage. This is the same type of policy that cruise ships carry to ensure they’re covered in various waters.
Additional Coverage
Many boat owners require additional coverage before venturing into the ocean, as the risk of an incident is significantly higher. For example, you don’t have to worry about piracy on an American lake. You may also need higher liability limits. If there’s an accident, it will cost more to save you from the ocean, and your insurance policy needs to provide enough coverage for the bill.
Here at Red Rock Insurance, we understand that you may need different types of coverage for different trips. Our agents will explain your policy so you know what it covers and what you need to add. Contact us to learn more. We’re currently serving the Las Vegas, NV, area.
