Renters insurance is an often overlooked type of insurance that many renters tend to skip out on. However, it’s important to note that a good portion of your personal possessions such as electronics or jewelry may be covered in case anything happens. Red Rock Insurance, serving the greater Las Vegas, NV is here to assist with this vital insurance coverage.
What renters insurance covers
One of the main benefits of renters insurance is protection from theft. If a burglary occurs in your home and any expensive or valuable items are stolen, these items would be protected under your policy. This covers not only the item itself but also what it’s worth at the time of loss. Renters insurance can even cover damage caused by natural disasters like floods or fires.
There are some common misconceptions when it comes to renters insurance. The first is that you only need it if you own pricey items, such as jewelry or a laptop. However, this is not the case. While it is true that more expensive items may be covered in your policy, even small and inexpensive personal possessions like clothing or books are generally covered too. It’s also important to note that many policies will protect you from liability should someone get hurt while at your home.
Finally, another common misconception about renters insurance is that it’s incredibly expensive. In fact, this type of coverage can actually be quite affordable, especially compared with the cost of replacing your belongings or paying a medical bill for an injury caused by yourself or a guest at your residence. If you want peace of mind knowing that you are fully protected in case of any incident, renters insurance is an option worth looking into.
Give Us A Call
At the end of the day, renters insurance is certainly a type of insurance every renter should have. For more information, call Red Rock Insurance today. We serve the Las Vegas, NV area.