Boat/Watercraft Insurance in Nevada
When you invest your hard-earned money in an expensive asset like a boat, you need watercraft insurance from Red Rock Insurance of Las Vegas, NV to ensure that your investment is well-protected. Unfortunately, many boat owners don't carry boat insurance. Most assume that their boats are covered by home insurance, only to get a rude shock when the unthinkable happens to their watercraft.
Why should I invest in boat insurance in Nevada?
While it's true home insurance covers boats, it only provides limited coverage to your boat. Home insurance only protects your boat while it's within the home precincts or when being towed. It offers little protection for accidents that you are legally liable. In light of this, you should opt for boat insurance that provides broad coverage for the below reasons:
Asset protection: Boat insurance protects your boat from a wide array of perils. Boat insurance covers you against:
- Theft
- Vandalism
- Accidents
- Fire
- And other risks specified in your policy
Liability coverage: While cruising on your boat, accidents can occur, turning your boating experience into a nightmare. If you are legally liable for the accidents, you could face property damage, bodily injury, and even legal claims liabilities. Without liability coverage in your boat insurance, you may have to cough out the liability costs from your pocket.
Medical payments coverage: If you live in America, you understand that healthcare costs are spiking by the day. When involved in a boat accident, you could face substantial medical bills for you and your passengers if you don't have health insurance or medical payment coverage in your boat insurance.
Other coverages: Boat insurance provides additional protection in the following areas:
- Emergency services: Comes to your rescue when your boat breaks down.
- Wreck removal: When a boating accident occurs due to a covered peril, this insurance add-on ensures removing the shipwrecked boat from the water.
- Personal belongings: Protects sports equipment and other personal assets from damage or loss against the covered risks.
Are you looking for boat insurance for your sailing boat, Jet Ski, or any watercraft in between? Please contact Red Rock Insurance of Las Vegas, NV for an affordable quote.
