{"id":112,"date":"2025-08-29T04:00:00","date_gmt":"2025-08-29T10:00:00","guid":{"rendered":"https:\/\/www.redrockinsurance.com\/blog\/?p=112"},"modified":"2025-08-24T21:01:27","modified_gmt":"2025-08-25T03:01:27","slug":"whats-the-difference-between-home-insurance-and-condo-insurance","status":"publish","type":"post","link":"https:\/\/www.redrockinsurance.com\/blog\/whats-the-difference-between-home-insurance-and-condo-insurance\/","title":{"rendered":"What\u2019s the Difference Between Home Insurance and Condo Insurance?"},"content":{"rendered":"<p>If you&#8217;ve ever owned a home before, you&#8217;re probably familiar with home insurance and how it works. When you switch to buying a condo, you may be less familiar with the type of insurance required for condo ownership. Understanding the differences between condo insurance and home insurance can help you if you need to get a condo insurance policy or file a condo insurance claim.<\/p>\n<p>The professionals at Red Rock Insurance, serving Las Vegas, NV, can help. Our insurance experts provide helpful information to people buying a condo so they can get the best type of condo insurance for their needs. We work with many insurance partners, allowing you to shop around for a condo insurance policy that fits your budget. Here&#8217;s what to know.<\/p>\n<h2>What&#8217;s Home Insurance?<\/h2>\n<p>Home insurance is a type of insurance that pays to repair or replace your home&#8217;s structure and belongings if your home is damaged during a covered event. Home insurance is typically a requirement if you have a mortgage lender, although many people who pay for their home in cash also choose to get home insurance.<\/p>\n<h2>What&#8217;s Condo Insurance?<\/h2>\n<p>Condo insurance is a type of insurance that pays to repair certain parts of your condo when it is damaged during a covered event. Condo insurance also pays to repair or replace belongings that are damaged in covered events, but it does not pay to repair or replace the condo&#8217;s structure or exterior. Typically, condo insurance only covers the condo&#8217;s interior. The mortgage lender and the condo association often require condo insurance.<\/p>\n<h2>Need Condo Insurance? Contact Us<\/h2>\n<p>If you need condo insurance, the professionals at Red Rock Insurance, serving Las Vegas, NV, can help. Call today to speak with one of our insurance experts. We&#8217;re here to help.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;ve ever owned a home before, you&#8217;re probably familiar with home insurance and how it works. When you switch to buying a condo, you may be less familiar with the type of insurance required for condo ownership. 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